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Understanding how to access VA benefits can be complicated. ElderLife Financial Services has experts who can help.

The Aid and Attendance pension is a needs-based benefit for qualifying U.S. military veterans and their spouses. The maximum benefit amounts can change on an annual basis each December. For 2023, the benefit pays up to $2,642 per month for qualifying veterans to receive senior care services.

While this benefit can help older adult veterans and their spouses, the qualification and application process can be complex. The lengthy application form asks veterans to demonstrate that they meet multiple criteria: 

  • You are a Veteran or surviving spouse of a Veteran.
  • The Veteran served qualifying military service of at least one day of active duty during a wartime period, such as World War II, the Korean Conflict, or the Vietnam Era.
  • The Veteran served at least 90 days of active duty in a U.S. military branch and had an honorable, medical, or general discharge. If the Veteran served in the Gulf War, they must have served 24 months of active duty.
  • Net worth limit of $150,538.
  • You meet at least one of the following health criteria: You require assistance with at least two activities of daily living, such as eating, bathing, dressing, and transferring (such as to and from bed); you need to live in a senior living community that protects your safety due to physical or cognitive issues such as dementia, Alzheimer’s disease, or other health or medical issues; you have vision impairment, such as macular degeneration, or are diagnosed as legally blind.

Aid and Attendance benefit payments and qualifying services

The Aid and Attendance benefit can help veterans and their spouses pay for various types of senior care:

  • Married Veteran who needs care: $2,642 per month
  • Single Veteran who needs care: $2,229 per month
  • Married Veteran whose spouse needs care: $1,750 per month
  • Surviving spouse who needs care: $1,432 per month

The benefit helps pay for the following types of qualifying care:

  • Assisted living.
  • Home care.
  • Senior living (with care).
  • Memory care.
  • Adult daycare.
  • Nursing home care.

Get help applying for the Aid and Attendance benefit

ElderLife Financial provides options for applying for this pension benefit to older adult veterans and their families. Whether the family would like to submit the application independently or have an attorney complete it, ElderLife Financial assists them in getting it done.

How does the application process work with ElderLife Financial?

The application process is designed to be streamlined and easy. When a veteran calls for assistance, ElderLife Financial helps determine whether the individual can apply for the benefit.

When ElderLife Financial determines a veteran may be eligible for the Aid and Attendance benefit, the person has multiple options for applying.

Free application assistance options:

  • The individual may obtain the Aid and Attendance application independently by contacting the Department of Veteran Affairs.
  • ElderLife Financial provides the veteran with the PDF application and a checklist of the necessary information to apply (No company or organization is permitted to charge a fee for providing applicants with the application form).

Paid application assistance options:

  • Use ElderLife Financial and AidAndAttendance.com’s online software to easily complete the application.
  • Use the online application software and call the ElderLife Financial team with questions. The team can help complete the application with the software.
  • Contact ElderLife Financial to utilize their retained VA attorney, who can complete the application for the applicant. 

Veterans and their spouses can simplify the Aid and Attendance benefit application process, which can be lengthy and complex. Because ElderLife Financial’s proprietary software simplifies the application, they can offer these personalized services at a low and affordable cost. Contact ElderLife Financial Services for expert help with the Aid and Attendance pension application.