Move your loved one into senior living quicker.

ElderLife Bridge Loans allow you to quickly obtain financing while you wait for more permanent funds to become available.

For example, you may need to pay a community’s monthly rent before your loved one’s home sells or cover the bill out of pocket before veterans benefits kick in. Bridge loans give you the time to make the best decision for you and your family. And it’s easy to apply today.

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Trusted by over 8,500 families

What are bridge loans?

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Short-term funds up to 12 months

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Borrow between $5,000 – $500,000

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Funds available in as little as 24 hours

How do bridge loans work?

ElderLife Bridge Loans use a line of credit structure so you have the flexibility to borrow the amount you need, when you need it. We’ll send funds directly to any of more than 3,500 senior living communities across the nation.

The most common bridge loan scenarios include:

  • You are completing the sale of a loved one’s home.

  • Your loved one’s VA benefits application is pending.

  • You are awaiting a payout from a loved one’s long-term care insurance.

Don’t have a lump sum of money opening up? We still have options for you. Call us or check out our other options for personal loans, insurance reviews or tax deductions. 

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Calculate your
affordable payments

Use our free calculator to estimate your payments based on your financial situation.

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Why should I get a bridge loan?

No application fee

Interest-only payments

Add up to 6 people on a loan

No pre-payment penalties

How do I apply for a bridge loan?

Applying for a bridge loan is as easy as a quick, 15-minute call with one of our financial concierges — or you can start the application process online. The process is complimentary, and there are no upfront fees or costs to worry about.

Steps to getting an ElderLife Bridge Loan:

  1. Understand your family’s story.

  2. Understand your chosen community’s monthly cost.

  3. Create a customized plan based on your unique situation.

  4. Apply and receive funds within 24 hours.

Learn more about bridge loans

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