Today, keeping your identity safe online is more important than ever. Every day, cybercriminals steal the identities of people all over the world, often targeting seniors. That’s why companies like Zander Insurance have begun to offer identity protection services. Zander Insurance and other identity protection service providers are there to alert you when they suspect your identity of being stolen and to help you restore your identity if it is stolen.
Although Zander Insurance’s main line of business is, as their name would suggest, insurance, they also offer some of the most affordable identity protection coverage on the market today. In this article, we’ll delve into everything you need to know about Zander Insurance and its identity protection services.
What is Zander Insurance?
This year, Zander Insurance will be celebrating its 100th year of operation since its founding in 1925. Throughout its tenure, ownership of the company has been retained by both the Zander family as well as the company’s very own employees.
Zander Insurance offers a wide variety of insurance products as well as identity protection services at a comparatively low cost. Although Zander Insurance may not be as well known as some of its competitors in the identity protection service space, it provides a top-tier product that won’t break the bank.
What makes Zander Insurance different from others?
There are many options for identity protection services. However, many of them are quite costly, especially when it comes to family plans. For instance, LifeLock’s highest-tier family plan costs $79.99 a month or $799.99 a year. On the flip side, Zander Insurance’s top-tier family plan costs just $21.00 a month or $240.00 a year. This represents a huge amount of savings, which is critical, especially for seniors or family members supporting seniors who are on a budget.
Features and benefits
Before handing over all your personal information to a company that is monitoring for identity theft, it’s important to know what they offer. To help you better understand what Zander Insurance can do for you, we’ve outlined some of the features and benefits of working with them below.
What personal information does Zander Insurance monitor?
In today’s day and age, we constantly share our personal information, whether we realize it or not. A post on social media, a credit card swipe, and signing up for an account on a website are all actions that put your identity at risk. Companies like Zander Insurance work so that these innocuous transactions don’t result in the ruin of your financial life.
Zander Insurance provides multilayered identity theft protection that goes beyond simple credit monitoring. While some services focus heavily on tracking credit scores, Zander prioritizes proactive fraud detection and rapid response to identity theft incidents. Their services include dark web surveillance, financial fraud alerts, and 24/7 access to identity theft recovery specialists.
Great affordable coverage
Identity protection services can be expensive, and while getting your identity stolen isn’t cheap, either, not everyone can afford to pay for costly coverage. Zander Insurance bridges the gap between great coverage and affordability, with coverage as low as $6.75 a month or $75.00 a year. Additionally, Zander Insurance’s coverage comes with many of the same benefits that other big-name companies offer. This makes Zander Insurance a great pick for identity protection services if you’re on a budget or a fixed income, like many seniors across the country.
Types of identity theft protection offered
Keeping track of all the information that needs to be monitored on your own is difficult. Some people don’t have banking apps, credit tracking apps, and investment apps installed on their phones, which can make monitoring your identity even more challenging. However, services like Zander Insurance work to outsource the oversight of all this information so you can worry less about your identity being stolen. Below, we’ve outlined exactly how Zander Insurance helps to protect the identities of its customers.
Dark web monitoring and personal information surveillance
One of the core services Zander Insurance offers is dark web monitoring, which continuously scans black-market sites, hacker forums, and underground networks where stolen personal data is frequently bought and sold. If any sensitive information — such as Social Security numbers, banking details, or personal identification data — appears in these illicit markets, Zander promptly notifies the customer so they can take immediate action.
Additionally, Zander tracks public records and address changes, alerting users if their name, Social Security number, or other identifying details are used in fraudulent activities such as criminal identity theft or unauthorized account creation. By monitoring beyond just financial transactions, Zander provides a more holistic approach to identity security.
Financial fraud and account takeover protection
Financial fraud remains one of the most common forms of identity theft, and Zander helps protect against it by offering real-time alerts for suspicious activity. If an unauthorized attempt is made to open a bank account, apply for a loan, or change an existing account’s details, Zander notifies the user immediately.
Additionally, account takeover protection safeguards against fraudsters who attempt to access or alter bank accounts, email accounts, or social media profiles. By quickly identifying unauthorized logins and changes, Zander minimizes the risk of financial and reputational damage.
Full-service identity restoration
If a customer falls victim to identity theft, Zander Insurance provides dedicated, hands-on recovery assistance. Every affected customer is assigned a fraud specialist who works closely with financial institutions, credit bureaus, and government agencies to restore their identity.
Unlike some competitors that offer only limited or DIY recovery assistance, Zander takes a full-service approach, meaning the company handles all necessary paperwork, account recovery processes, and fraud disputes on behalf of the victim. This level of support ensures that customers can regain control of their identity quickly and with minimal stress.
$1 million stolen funds and expense reimbursement
To further protect customers from the financial consequences of identity theft, Zander Insurance includes a $1 million reimbursement policy. This coverage helps victims recover losses related to stolen funds, legal fees, lost wages, and other identity theft-related expenses. This feature ensures that individuals and families don’t suffer financially while working to reclaim their identity.
Can I use Zander Insurance’s services internationally?
Since cybercriminals can be located anywhere in the world, you can rest assured knowing that your identity is protected with Zander Insurance. They will alert you when anyone tries to steal your identity, no matter where any prospective cybercriminal is located. However, Zander Insurance’s identity protection services and insurance products are only available to citizens and residents of the U.S.
Zander Insurance ID protection pricing plans and options
When it comes to shopping around for an identity protection service, price point is one of the most important factors. Most people want to get as much protection as possible without having to break the bank. Zander Insurance’s pricing is very affordable. While many competitors charge between $10 and $25 a month for their cheapest plans, Zander Insurance provides much of the same coverage at a fraction of the cost.
Zander Insurance has a fairly simple pricing structure, with two types of plans, both of which are available for individuals or families. Below, we’ve outlined the pricing associated with each plan as well as the benefits you receive from each. If you want to learn more about Zander Insurance’s ID protection pricing plans or sign up for their service, you can check out their handy pricing page.
| Plan name | Individual price | Family price | Benefits |
| Essential Plan | $6.75/month or $75.00/year | $12.90/month or $145.00/year | Coverage for all types of ID theft, unlimited recovery services, up to $1,000,000 for stolen funds and expenses, personal information dark web monitoring, Social Security number monitoring, change of address monitoring, data breach updates, lost wallet service, and 24/7/365 customer and recovery services; Family Plans also include protection for any two adults, up to 10 children covered for free, adult dependent benefits, and up to $2,000,000 for stolen funds and expenses |
| Elite Bundle | $11.99/month or $130.00/year | $21.99/month or $240.00/year | Everything in the Essential Plan, plus home title monitoring, bank and retirement account monitoring, debit card, credit card, and loan, transaction monitoring, account takeover monitoring, new account monitoring, UltraVPN virtual private network, UltraAV premium antivirus, Experian CreditLock, and password manager |
Does Zander Insurance offer a free trial?
Unfortunately, Zander Insurance does not offer a free trial for their identity theft protection services.
Zander Insurance ID protection services enrollment process
If you’d like to sign up for Zander Insurance, the process is very easy. Simply visit their website or download their app on your iOS or Android smartphone or tablet. Then, choose the plan you’d like, enter your personal and payment information, and click the buy button.
How do I cancel my Zander Insurance subscription?
Traditionally, canceling a subscription service has been a pain. However, that’s changed: The FTC recently instituted a “Click-to-Cancel” rule, requiring all businesses to make it easy for their customers to cancel their service. To cancel your Zander Insurance identity protection services, navigate to the account/settings area on their website or app, and click the cancel subscription button. You can also cancel over the phone.
In-depth overview of Zander Insurance’s ID theft protection services
Zander Insurance’s identity protection services offer many benefits. Below, we go into detail about each of these services so you can get a better understanding of what you get if you sign up.
Monitoring services
Zander Insurance provides continuous identity monitoring by scanning various sources, including the dark web, public records, and financial databases, to detect signs of fraudulent activity. Unlike some competitors that focus on credit score tracking, Zander prioritizes real-time fraud detection and identity restoration, helping users respond quickly to potential threats. If suspicious activity is detected, customers receive immediate alerts and access to Zander’s dedicated fraud resolution specialists, who work to resolve identity theft incidents on their behalf.
How am I alerted if my identity is stolen?
Zander Insurance ensures that customers are promptly notified of suspicious activity through email, text messages, or phone calls, depending on user preferences. Alerts are triggered by potential identity theft incidents, such as unauthorized attempts to open credit accounts, changes to personal information, or the appearance of sensitive data on the dark web. By providing real-time notifications, Zander enables users to take immediate action to secure their identity and prevent further damage.
How secure is my information with Zander Insurance?
Zander Insurance prioritizes data security and confidentiality, utilizing bank-grade encryption and secure storage protocols to protect personal information from cyber threats. The company follows strict privacy policies, ensuring that user data is never sold or shared with third parties. Additionally, Zander’s fraud resolution specialists provide expert guidance to help customers restore stolen identities and reinforce security measures, giving users peace of mind that their information is protected with industry-leading safeguards.
Credit reporting and alerts
Another important aspect of an identity protection service provider is their credit reporting and alerts. Your credit is a direct line to your personal finances, which makes your credit a prime target for cybercriminals.
Zander Insurance focuses on identity theft protection rather than traditional credit monitoring, helping users safeguard their personal information to prevent fraudulent activity before it impacts their credit. While it does not offer credit score tracking or direct credit bureau monitoring, Zander provides real-time fraud alerts, dark web surveillance, and financial account monitoring to detect unauthorized attempts to use a customer’s identity. By alerting users to suspicious activity early, Zander helps prevent identity theft from leading to damaged credit scores or financial losses.
Zander Insurance does not include credit report updates or credit score tracking as part of its identity theft protection plans, instead recommending that users check their credit reports through the free annual credit report service provided by Experian, Equifax, and TransUnion. While some competitors bundle credit monitoring with identity protection, Zander keeps its pricing low by focusing on fraud prevention and full-service identity restoration, ensuring customers receive proactive alerts and expert assistance.
Privacy protection tools
Like many of the companies we’ve reviewed, Zander Insurance doesn’t provide just identity protection services; they also offer a suite of privacy protection tools, including the following:
- Dark web surveillance scans underground hacker forums and illegal marketplaces for compromised personal data.
- UltraVPN (Elite Bundle only) secures your internet connection with military-grade encryption that hides your IP address from hackers on up to 10 devices. It protects your data and identity while you browse, stream, shop, or bank online, keeping you safe from online thieves and threats.
- UltraAV (Elite Bundle only) antivirus software keeps you and up to 10 devices safe by detecting and blocking all types of malware, viruses, ransomware, spyware, trojans, and more. It works in the background to scan, isolate, and clean infected files without slowing your device.
- Password manager (Elite Bundle only) securely creates, saves, manages, encrypts, and stores your online passwords in one location, allowing you to use unique, strong passwords for all your online accounts.
Identity restoration services
Zander Insurance offers “unlimited recovery services,” according to their website. In addition to their recovery services, they offer a $1,000,000 ($2,000,000 for the family plan) insurance policy that covers both stolen funds and expenses associated with restoring your identity. You can rest assured knowing that Zander Insurance has your back with their identity restoration services should you decide to subscribe.
Zander Insurance user experience and reviews
Zander Insurance has an A+ rating but only 3 out of 5 stars at the Better Business Bureau. They have very few reviews on Trustpilot, with a rating of 3 out of 5 stars. It’s tough to give a definitive answer as to how people are feeling about their services, given how few reviews there are.
It is worth noting that Zander Insurance’s identity protection services are not its main product offering. Insurance is their main product offering, so finding reviews specific to their ID protection services is also difficult.
Comparison with other ID protection services
Zander Insurance has many competitors, some of the most prominent being Aura, IdentityForce, Identity Guard, and LifeLock. These are all top-notch providers of identity protection services. If you want to learn more about them, be sure to check out our stand-alone reviews of these companies or our convenient summary article.
How does Zander Insurance compare to LifeLock?
Since LifeLock is one of the most widely known companies in the space, people often compare different identity protection service companies to them. LifeLock’s insurance works quite a bit differently than its competitors. LifeLock offers $1 million in insurance for lawyers and experts, but their cheapest plan comes with only $25,000 in stolen funds reimbursement and another $25,000 in personal expense reimbursement, whereas Zander Insurance provides a blanket $1 million policy covering everything associated with identity theft for the low price of just $6.75 a month.
Zander Insurance customer support
Here are the best ways to get in touch with Zander Insurance should you need customer support:
- Phone: 1-800-356-4282
- Fax: 1-615-352-2850
- Email: info@zanderins.com
- Online contact form: https://www.zanderins.com/contact-us
- FAQ page: https://www.zanderins.com/frequently-asked-questions
Wrapping things up: Who is Zander Insurance right for?
Zander Insurance provides its customers with a lot of value at an affordable price. In addition to their identity theft protection services, they have a wide range of privacy-protecting tools, like virtual private networks and antivirus services, that come with their Elite Bundle. These allow you to stay protected regardless of whether you’re surfing the web at home or on the go. Their services are the best out there for people who are looking for premium identity protection services without the premium price tag.
