Hearing loss is a common challenge for older adults, affecting their ability to communicate and enjoy life fully. Hearing aids are a great help, but their high cost can be a significant barrier for many seniors. Fortunately, several financial assistance programs can help cover or reduce the cost. Below, we outline various options, including state and local assistance programs, nonprofit organizations, charitable foundations, and manufacturer-based support initiatives tailored to help older adults pay for hearing aids.
State-level and local assistance programs
Many states offer programs that assist seniors with hearing aid expenses. While availability and eligibility requirements vary, some valuable resources include:
- State Medicaid programs: While Medicare generally does not cover hearing aids, some state Medicaid programs provide full or partial coverage. Here is a state-by-state guide to Medicaid hearing aid benefits.
- State vocational rehabilitation programs: These programs help individuals, including seniors who remain in the workforce, obtain hearing aids to maintain employment. To find your state’s vocational rehab office, visit the Rehabilitation Services Administration directory.
- Local assistance programs: Many cities and counties have funds specifically for seniors who need hearing aids. For example, the New Jersey Hearing Aid Project assists some adults who need hearing aids. Seniors looking for similar programs should check with their local Area Agency on Aging or community health services.
Nonprofits and charitable organizations offering hearing aid assistance
Many nonprofit organizations are dedicated to helping seniors access affordable hearing aids:
- The Hearing Aid Project: Run by Hearing Charities of America, this program collects, refurbishes, and distributes hearing aids at little or no cost to eligible individuals. Visit hearingaiddonations.org to learn more.
- Starkey Cares Better Hearing Program: This program provides hearing aids to people with limited income who meet financial eligibility criteria. There is, however, an application fee. More details are available at starkey.com/starkeycares.
- Miracle-Ear Foundation: This foundation offers free hearing aids to people who meet eligibility requirements, including having an income at or below 200% of the federal poverty level. Visit their foundation page for details.
- Lions Club hearing aid recycling program: Many local Lions Clubs accept used hearing aids, refurbish them, and distribute them to individuals in need, including seniors. Visit the Lions Club website to find a club near you.
Hearing aid manufacturer assistance programs
Many hearing aid manufacturers offer programs specifically for seniors who can’t afford hearing aids:
- Oticon Hearing Foundation: This foundation works with hearing care professionals to provide hearing aids to low-income individuals, including seniors. Visit Oticon’s website for more details.
- Audien Hearing: This company offers affordable over-the-counter hearing devices directly to consumers, making them a potential option for seniors without financial assistance. Learn more at audienhearing.com.
Government and Veteran assistance programs for seniors
Beyond Medicaid, other government-funded options can help seniors access hearing aids:
- Veterans Affairs (VA): Veterans enrolled in VA health care may qualify for free hearing aids if there is a medical necessity. Seniors who have served in the military should contact their local VA office or visit the VA website for eligibility details.
- Federal Employee Health Benefits (FEHB) Program: Some federal retiree insurance plans cover part or all of the cost of hearing aids. Seniors who are retired federal employees should check their benefits package.
Other financial assistance options for seniors
If none of the above options apply, consider these alternatives:
- Flexible spending accounts (FSAs) and health savings accounts (HSAs): If you have one of these accounts, you can use pretax funds for medical expenses, including hearing aids.
- AARP discounts: Some hearing aid providers offer discounts to AARP members. It’s worth checking with AARP or affiliated providers.
- Hearing aid payment plans: Many hearing aid providers allow for financing, enabling seniors to pay in manageable monthly installments instead of high upfront costs.
For the latest information, visit the provided links or contact organizations directly. If you’re unsure where to start, speaking with an audiologist or local senior resource center can be a great first step in finding the right financial assistance option for you.
This information is for educational purposes and is not legal, financial, tax, or investment advice. It should not be substituted for information from professionals authorized to practice in your area. You should always consult a suitably qualified professional regarding your specific situation.
