James P. Fabiani, Chairman

Prior to founding Fabiani & Company, Jim Fabiani was the Chairman and CEO of Cassidy & Associates, the country's largest Government Relations firm. Mr. Fabiani joined Cassidy & Associates as one of its initial employees. During his tenure, Cassidy & Associates grew from three employees to over 300 and from less than $1 million to over $60 million in annual revenue.

Mr. Fabiani's success in crafting and executing strategic plans for his clients is based upon the skill of his firm and his direct, professional experience as the Republican Staff Director of a U.S. House of Representatives Appropriations Subcommittee. In that capacity, he had responsibility for federal spending in annual appropriations in excess of $330 billion for all federal programs in the U.S. Department of Labor including all training programs; the U.S. Department of Health and Human Services including all federal biomedical research through the National Institutes of Health, and healthcare policies and procedures affecting hospitals, medical centers and medical insurance; and the U.S. Department of Education including education policy, all federal support for educational facilities development and educational technology.

Mr. Fabiani is a graduate of Harvard University where he also sits on the Harvard University Development Board. He is a graduate of Andover Phillips Academy where he is a member of the Academy's Development Board.

Mr. Fabiani has also served for many years on The World Board of Governors of the International USO, the U.S. Department of Defense’s civilian organization dedicated to the support of families of American military personnel worldwide.

Mr. Fabiani is Vice Chairman of the Trine University Board of Trustees.

Elias P. Papasavvas, Founder and Chief Executive Officer

Elias has dedicated his career to enhancing access to senior living. He spent over a decade studying the impact of consumer financing in higher education and numerous other service- and product-oriented industries prior to creating Elderlife and its financial solutions for seniors and their families who seek access to quality retirement and senior living. Elias launched Elderlife Financial Services to provide convenient financing options for senior living to families in the 48 contiguous states. Elderlife's uniqueness lies in its understanding of the various, and at times competing, needs of the senior housing provider, the senior and if involved, their family, as well as the needs of the institutions providing the credit. Before entering the senior living industry, Mr. Papasavvas was a CPA in the Banking and Real Estate Mid-Atlantic Division of Arthur Andersen. He holds a B.S. degree from George Mason University and a Master's of Science in Accounting from the McIntire School of Commerce at the University of Virginia. Elias has been named a "Leader in Elder Care", has served on the Board of Directors of the Virginia Assisted Living Association, is on the Advisory Board of the George Mason University Assisted Living program, has spoken at numerous senior housing and care conferences, and is viewed as an authority on tailoring and delivering consumer banking programs in order to serve the unique needs of seniors across the nation who want to enjoy a quality life in retirement and senior living communities. Today, over 2,700 senior living communities offer or accept the Elderlife's program.

Roque Santi

Mr. Santi is the President and Chief Financial Officer of ECC Capital Corporation and previously served as Executive Vice President and Chief Financial Officer until December 2006. Before joining ECC, Mr. Santi was a partner with Ernst & Young LLP, from May 2002 to November 2004, during which time he was in charge of Tax Financial Services for the Mid-Atlantic area and was the national tax leader for the Mortgage REIT practice. Prior to his tenure at Ernst & Young, Mr. Santi was a partner with Arthur Andersen LLP, from December 1993 to May 2002, during which time Mr. Santi led Arthur Andersen's Tax Financial Services practice for the Mid-Atlantic area and served a significant number of Arthur Andersen's public and private mortgage REIT clients. Mr. Santi has over 18 years of experience in the consumer finance industry. Throughout Mr. Santi's career, he has worked in many areas of the mortgage industry, including mortgage banking, securitization, REIT structuring and implementation, mortgage REIT modeling, transactions structuring and initial public offerings. Mr. Santi received a bachelor's degree in 1986 from Pace University.

Robert Dresing

Robert Dresing has been a transformational leader in business and in advocacy. In 1963, Mr. Dresing co-founded the first Ethan Allen Furniture store. In the early 1980s, he developed a chain of freestanding emergency medical clinics. From 1984 until 1994, Mr. Dresing served as President and CEO of the Cystic Fibrosis Foundation, leading the organization to unprecedented growth and scientific research success. In 1996, Mr. Dresing co-founded TheraCom, Inc., a full-service care provider of specialty, biotechnology and pharmaceutical products, which was acquired by AdvancePCS in 2001. After leaving in 2004, he co-founded Bethesda Partners, LLC.

Mr Dresing is a Member of the Health Services Advisory Council of Columbia University. He served on the board of directors of SupplyScape, a venture-backed company fighting to protect our nation's pharmaceutical industry from counterfeiting. Mr. Dresing has been a founder or member of some of the nation's leading health organizations including on a special advisory council to the former Director of the National Institutes of Health. Mr. Dresing was recognized by the Pharmaceutical Manufacturers Association (now PhRMA) for his leadership in the creation of patient assistance programs which allowed uninsured patients to receive access to free drugs.

Mark Hansan

Mark Hansan has always looked for ways to simplify complex problems and in some of the most difficult industries. Mr Hansan joined the Cystic Fibrosis Foundation in 1984 to work in the communications department of the nonprofit, but quickly rose through the ranks as he identified ways to help streamline the Foundation making it more efficient and effective in raising money for research. He eventually became the Executive Vice President / Chief Operating Officer in 1989. In 1994, Mr. Hansan co-founded two health service companies that led to the creation of TheraCom, Inc. in 1996. As President, Mr. Hansan led the company to be the first to offer pharmaceutical and biotechnology manufacturers integrated services for complex biotechnology specialty products. He became Chief Executive Officer in 1999 and led the company following the 2001 AdvancePCS acquisition until the 2004 purchase by Caremark, Inc., a Fortune 65 company. TheraCom remains a successful division of CVS/Caremark (NYSE: CVS). Mr. Hansan co-founded Bethesda Partners, LLC, an investment and consulting firm for health service companies, managing investments in health care and medical technology companies.